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Guide

Moving to Oakville

What it costs, how it works, how you get around and what is changing.

Oakville at a glance

Population, 2021 Census
213,759
estimated 243,107 in July 2025
Median household income
$128,000
before tax, 2020
Households that own
77.5%
2021 Census
Immigrants
41.2%
share of residents, 2021 Census
Town wards
7
each with a town and a regional councillor
GO stations
2
Oakville and Bronte, on Lakeshore West

Statistics Canada. The full set is on Oakville by the numbers.


The questions people ask first

Is Oakville cheaper than Toronto?

Mostly not. At the 2021 Census the typical Oakville owner paid $2,080 a month for shelter against $1,740 in Toronto, and the typical renter $2,040 against $1,500. Oakville’s 2026 residential tax rate is also higher, 0.850960 per cent of assessed value against 0.767311 per cent.

Two costs run the other way. Ontario’s land transfer tax guide says buyers in the City of Toronto may also pay Toronto’s own municipal land transfer tax, on top of the provincial one, and it describes no such tax for Oakville. Toronto also taxes vacant homes; Oakville Council decided in August 2026 not to. Oakville households earn more, and a smaller share of Oakville owners spend 30 per cent or more of their income on housing, though a larger share of Oakville renters do.

Oakville and the City of Toronto, 2021 Census and 2026 tax rates
OakvilleToronto
Median household income, 2020$128,000$84,000
Median after-tax household income, 2020$108,000$74,000
Median monthly shelter cost, owners$2,080$1,740
Median monthly shelter cost, renters$2,040$1,500
Owners spending 30%+ of income on shelter20.8%25.6%
Renters spending 30%+ of income on shelter45.8%40.0%
Median home value (owner's estimate)$1,200,000$900,000
Households that own their home77.5%51.9%
Households in core housing need10.0%19.6%
Low income (LIM-AT)8.6%13.2%
Residential property tax rate, 20260.850960%0.767311%
Municipal land transfer taxNoYes
Vacant home taxNoYes

Tax rates apply to each property’s assessed value, and assessments differ between the two cities, so equal rates would not mean equal bills. Thirty-five more measures, and the same for Burlington, Mississauga and Milton, are on Oakville compared.

How much is property tax in Oakville?

0.850960 per cent of assessed value in 2026, or $850.96 for every $100,000. A home assessed at $800,000 pays $6,807.68, plus a stormwater fee of $30 to $137. Work out your own bill.

Is Oakville a good place to live?

That depends on what you need, so here is what can be measured. In 2021 the median household income was $128,000 and 8.6 per cent of residents lived on a low income. 61.0 per cent of adults aged 25 to 64 held a university degree. 77.5 per cent of households owned their home. The town is also growing fast, which matters as much as any of those numbers: 10 major projects are under way and 3 new schools are being built or funded.

How long is the commute to Toronto?

By GO train, on the September 2026 weekday schedule, the morning express trains from Oakville GO reach Union Station in about 34 minutes, and most other trains take about 45. From Bronte GO most trips take about 50 minutes. Check the current timetable with GO before relying on a time.

Most Oakville commuters do not go to Toronto. At the 2021 Census, 8,565 worked in Mississauga and 6,515 in Toronto, and 85.2 per cent of commuters drove. Those figures were collected during pandemic restrictions.

Is parking free at Oakville GO?

Yes. Daily parking at GO stations is free. A reserved space costs $98 a month including HST. Oakville GO lists 4,401 spaces across its lots, but some are closed while Metrolinx rebuilds the station; the station expansion has no published completion date.

What is changing near where I would live?

Start with the development tracker (10 projects under way, 3 being decided), the new schools tracker, and the school boundary tracker (4 reviews open or being carried out). Each area page below pulls together what applies to that part of town.


Who decides what

Three levels of government act on an Oakville address, and confusing them is the most common reason a resident’s question goes to the wrong place.

The Town of Oakville handles planning and zoning, building permits, local roads and sidewalks, parks and recreation, fire, transit, and property tax billing. It is governed by a Mayor and Council, and the town is divided into seven wards, each with a town councillor and a regional councillor.

The Region of Halton handles water and wastewater, regional roads, waste collection, public health, paramedics, police and social services. If a street is closed for a watermain, it is usually Regional work even though the Town posts the notice.

The Province of Ontario sets the planning framework the Town works inside, funds and approves school construction, and can override municipal zoning directly using a Minister’s Zoning Order. That is not theoretical here: four of them currently cover the lands around Oakville GO Station.


How schools are assigned

Four boards operate schools in Oakville: the Halton District School Board and the Halton Catholic District School Board in English, and Conseil scolaire Viamonde and Conseil scolaire catholique MonAvenir in French.

Which school a child attends depends on the address and the board, not on the Town. Each board sets attendance boundaries and changes them through a formal boundary review, which is a public process with published options and a decision by trustees. In a growing town those reviews are frequent.

Before committing to an address, confirm the school assignment with the board directly, and check whether the area is inside an active boundary review or near a new school that will need a boundary of its own. Our schools page lists every Oakville school.


Getting around

Oakville Transit runs conventional fixed routes plus four Ride On-Demand zones, which are curb-to-curb shared rides booked by app, online or phone, covering North Oakville, Southeast Oakville, Falgarwood, and Palermo West with Bronte Creek. In lower-density parts of town the on-demand zone is the service, not a supplement to it.

Two GO stations, Oakville and Bronte, sit on the Lakeshore West line. The agency’s five-year plan targets a Frequent Transit Network on Dundas Street and Trafalgar Road at 15-minute headways or better; that is a target, not the service today.


Where the town is growing

Almost all of Oakville’s residential growth is landing in two kinds of place. The first is north of Dundas Street, in the North Oakville secondary plan areas, where whole subdivisions, arterial roads and schools are still being built. The second is in designated growth areas around transit: Midtown Oakville at the GO station, the Bronte GO station area, Uptown Core, Kerr Village, Bronte Village, Palermo Village and Downtown Oakville.

If you are choosing between areas, the practical difference is what will change around you. A built-out community such as Glen Abbey has no active development applications on the Town’s lists at all. A growth area such as Midtown has four provincial zoning orders and more than 6,800 homes coming. Both are legitimate choices; they are not the same choice.

Start with an area

Each area page sets out what is in that part of town’s development pipeline, which schools sit there, what transit serves it, and how we define the area in the first place.

Sources

Every factual claim above traces to one of these documents.

  1. City of Toronto

    Property Tax Rates & Fees

    Retrieved September 24, 2026

  2. City of Toronto

    Municipal Land Transfer Tax (MLTT) Rates and Fees

    Retrieved September 24, 2026

  3. City of Toronto

    Vacant Home Tax

    Retrieved September 24, 2026

  4. Government of Ontario

    Land transfer tax

    Retrieved September 24, 2026

  5. Halton Region

    Potential Vacant Homes Tax

    Retrieved September 24, 2026

  6. Metrolinx

    Oakville GO: Station Details

    Retrieved September 24, 2026

  7. Metrolinx

    Free Parking at GO stations

    Retrieved September 24, 2026

  8. Metrolinx

    Reserved Parking at GO stations

    Retrieved September 24, 2026

  9. Metrolinx

    Bus & Train Schedules

    Retrieved September 24, 2026